Direct cash
transfer program
Flexible financial support that centers young people’s choice
WHO WE SUPPORT
The Direct Cash Transfer Program offers free financial assistance to young adults ages 18–21 in San Diego County who are at risk of homelessness. Participants are selected through an application and selection process designed by young people themselves, followed by interviews conducted by YMCA staff.
WHAT WE OFFER
Participants receive direct financial support alongside guidance and learning opportunities to help young adults move toward their goals. Funds are flexible and can be used in ways that make the most sense for each participant.
HOW IT WORKS
Over 12 months, participants receive direct financial support paired with financial literacy workshops and personalized support—reducing immediate stress while building confidence, stability, and independence.
Program supports include:
- Direct financial support
- Financial literacy workshops and coaching
- Support navigating goals related to stability, education, employment, or well-being
- Connections to community resources and support
Program Benefits
- Flexible, efficient financial support
- Increased choice and agency
- Reduced financial stress
- Tools for long-term stability
- Support tailored to individual goals
- Personalized case management
Contact us
For more information or questions about upcoming cohorts, contact our team by email or phone:
This project is supported by the Administration for Children and Families (ACF) of the United States (U.S.) Department of Health and Human Services (HHS) as part of a financial assistance award totaling $350,000 with 90 percentage funded by ACF/HHS and $38,389 amount and 10 percentage funded by non-government source(s). The contents are those of the author(s) and do not necessarily represent the official views of, nor an endorsement by, ACF/HHS, or the U.S. Government.