Direct cash
transfer program

Flexible financial support that centers young people’s choice

WHO WE SUPPORT

The Direct Cash Transfer Program offers free financial assistance to young adults ages 18–21 in San Diego County who are at risk of homelessness. Participants are selected through an application and selection process designed by young people themselves, followed by interviews conducted by YMCA staff.

WHAT WE OFFER

Participants receive direct financial support alongside guidance and learning opportunities to help young adults move toward their goals. Funds are flexible and can be used in ways that make the most sense for each participant. 

HOW IT WORKS

Over 12 months, participants receive direct financial support paired with financial literacy workshops and personalized support—reducing immediate stress while building confidence, stability, and independence. 

Program supports include: 

  • Direct financial support
  • Financial literacy workshops and coaching 
  • Support navigating goals related to stability, education, employment, or well-being 
  • Connections to community resources and support 

Program Benefits

Contact us

For more information or questions about upcoming cohorts, contact our team by email or phone:

This project is supported by the Administration for Children and Families (ACF) of the United States (U.S.) Department of Health and Human Services (HHS) as part of a financial assistance award totaling $350,000 with 90 percentage funded by ACF/HHS and $38,389 amount and 10 percentage funded by non-government source(s). The contents are those of the author(s) and do not necessarily represent the official views of, nor an endorsement by, ACF/HHS, or the U.S. Government.

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